Greystone, Birmingham•Serving patients since 1997
The cost of dental treatment matters, particularly when care involves several teeth or a larger restorative or cosmetic plan. Understanding the financial side before treatment begins can make those decisions considerably easier to organize.
Reeves Cosmetic Dentistry offers CareCredit financing as one option for patients who would like to finance eligible dental expenses. Dental insurance and financing can help determine how treatment is paid for, but the condition of the teeth should still determine what treatment is recommended.
Our team can discuss the financial information connected with your treatment so you understand the plan before moving forward.
Insurance and financing can help organize the cost of care without changing the clinical reason treatment is recommended.
A financial conversation is much easier when the dental problem has already been defined. A filling, crown, implant and full-mouth reconstruction involve very different amounts of treatment because they solve very different problems.
Dr. Reeves first determines what the teeth actually need and explains the reasonable treatment options. Once the clinical plan makes sense, the financial conversation can focus on how that care fits your insurance benefits, budget and available financing options.
That order matters. Payment options should help make an appropriate treatment plan manageable rather than determine the diagnosis.
Dental insurance can reduce the amount a patient pays toward certain services, but plans vary significantly. Deductibles, annual maximums, covered procedures, waiting periods and reimbursement percentages can all affect how much a particular plan contributes.
That means two patients receiving similar dentistry may have very different benefits. Your insurance plan is a contract that defines its own coverage, while Dr. Reeves’ recommendation is based on the dental condition being treated.
When treatment is recommended, the financial information available from your plan can be considered alongside the treatment estimate.
The clinical recommendation begins with the condition of the teeth, and the insurance conversation follows from there.
Dental benefits are often estimated before treatment so patients have a better idea of their potential responsibility. The final amount paid by an insurance company can still differ according to the details of the individual plan and the insurer’s processing of the claim.
For that reason, insurance information should be viewed as an estimate rather than a guarantee. The most useful financial conversation separates the total treatment cost, anticipated insurance contribution and estimated patient portion so those numbers are easier to understand.
Bring your current dental insurance information when discussing treatment. Accurate plan information gives the office a better starting point for the conversation.
The insurer makes the final coverage determination, so an advance estimate should not be treated as a guarantee of final payment.
Reeves Cosmetic Dentistry offers CareCredit as a financing option for patients who would prefer to finance eligible healthcare expenses rather than pay the entire amount at once. CareCredit is a third-party financing provider, so approval, account terms and available financing arrangements are determined by CareCredit.
The dental recommendation remains the same whether treatment is financed, paid directly or partially supported by insurance benefits. The office can provide additional information if you are interested in using CareCredit for recommended treatment.
Replacing several teeth, completing implant treatment or rebuilding a heavily restored mouth can involve substantially more dentistry than treating one isolated tooth. The financial commitment naturally grows as the clinical plan becomes larger.
That does not always mean every procedure has to occur at once. When the dental condition allows it, treatment may sometimes be organized in stages so the clinical sequence and financial planning work together.
Some problems should be addressed sooner because delaying treatment could make the situation more difficult. Other portions of a plan may allow more flexibility, which is why priorities should be established before deciding how treatment will be phased.
When treatment can safely be staged, financial planning and clinical priorities can work together without changing what the mouth actually needs.
Insurance benefits may be limited for treatment performed primarily for cosmetic reasons. Veneers, whitening, bonding and larger smile changes therefore deserve a clear cost conversation before treatment begins.
The appropriate procedure should still be determined by the condition of the teeth and the change the patient wants to make. Once the plan is established, financing can provide another way to think about the timing and payment of treatment without making the procedure itself larger than necessary.
A cosmetic consultation is the appropriate place to determine what treatment would actually be involved before trying to estimate the financial commitment.
A damaged tooth may require a filling or crown, while missing teeth can lead to implant treatment or a more involved restorative plan. Those differences in complexity naturally create differences in cost.
Dr. Todd Reeves and Dr. Coleman Reeves consider the condition of the individual mouth before determining which restorative option makes sense. If treatment becomes extensive, the office can discuss the financial side after the clinical sequence and priorities are clear.
That is especially useful when several procedures need to work together rather than being treated as unrelated appointments.
Once priorities are established, the treatment and financial conversations become easier to understand as parts of the same overall plan.
Reeves Cosmetic Dentistry is located at 8040 Hugh Daniel Drive in Birmingham, Alabama 35242, in Greystone near the Highway 280 corridor. We provide preventive, cosmetic and restorative dentistry and currently offer CareCredit as a financing option.
If cost is an important part of a treatment decision, bring that question into the conversation early. Understanding the dentistry and the financial options together can make it easier to decide what should happen next without confusing the payment method with the treatment itself.
8040 Hugh Daniel Drive
Birmingham, AL 35242
(205) 991-9997
Monday–Thursday, 8:00 AM–5:00 PM
Yes. Reeves Cosmetic Dentistry currently offers CareCredit as a financing option. The office can provide additional information when treatment is recommended.
CareCredit is a third-party healthcare financing option that can be used for eligible healthcare expenses with participating providers. Approval, financing terms and account conditions are established by CareCredit rather than by Reeves Cosmetic Dentistry.
Yes. Reeves offers CareCredit as a financing option for eligible dental expenses. Approval and available terms are determined by CareCredit.
CareCredit may provide a financing option for eligible dental expenses, including treatment that a patient chooses to finance rather than pay for entirely at the time of care. Approval and available financing arrangements depend on CareCredit.
Patients considering implant treatment can discuss available payment and financing options when the restorative plan is established. CareCredit is one financing option currently offered by Reeves.
Coverage depends on the individual dental plan and the reason treatment is being performed. Procedures performed primarily for appearance may receive different benefits from treatment that is medically or dentally necessary.
Some dental plans may contribute toward portions of implant treatment, while others may limit or exclude certain services. The details depend on the individual policy, so benefits should be reviewed according to the specific treatment being proposed.
Insurance information can provide an estimate, but the final amount paid depends on the individual plan and the insurer’s processing of the claim. An estimated benefit should therefore not be treated as a guarantee of final payment.
Insurance benefits are worth considering because they affect cost, but coverage does not determine the condition of the tooth. Dr. Reeves’ clinical recommendation begins with what the mouth needs, and the financial conversation follows from there.
Sometimes. Treatment can be phased when the condition of the teeth and the required sequence make that clinically reasonable, while other problems may need to be addressed sooner.
No. The examination or consultation should first determine what treatment is actually appropriate and how extensive it would be.
Financial questions can be discussed with the Reeves team at the Greystone office at 8040 Hugh Daniel Drive in Birmingham. You can call (205) 991-9997 or request an appointment online.
A treatment recommendation can involve one tooth or a much larger plan, and the financial considerations naturally change with it. Insurance benefits, personal payment and financing may all become part of deciding how and when treatment moves forward.
Start by understanding what the teeth need and why Dr. Reeves is recommending it. Once the clinical plan is clear, the financial options can be considered without allowing insurance or financing to become the reason for choosing unnecessary dentistry.
Reeves currently offers CareCredit for patients interested in financing eligible dental expenses. If cost is part of your decision, ask about it before treatment begins so the clinical and financial plans are both understood.
Request an appointment online or call the Greystone office directly.
Personalized cosmetic, restorative, implant and family dentistry in Greystone, Birmingham, Alabama.
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